Category: Investing

Moneycube is designed to put you, the investor, in the driving seat.  As part of that, we have identified six levels of risk appetite. In the investment world, risk and reward are linked.  In general, to deliver higher long-term returns, you need to take more risk.  That said, there are options out there for all … Continued

We recently sold our house in a busy commuter town to move to the country, as we are both able to work mostly from home and felt we could get a house for less and do something with the difference. We did better than expected on the sale and, combined with our savings, have just … Continued

An inheritance, a bonus, selling your business or winning the lottery: receiving a windfall lump sum can be life-changing. Moneycube has some simple rules to get the best out of a cash windfall. 1. Focus on wealth preservation Becoming wealthy is about growing your assets.  Staying wealthy is about preserving them. That means minimising your … Continued

‘Never bet against America’, says legendary investor Warren Buffett.  He’s among many who have suggested that investing in the S&P 500 is a viable approach for many investors with a long-term horizon.  So what’s the S&P 500, why is it of interest to an Ireland-based investor, and how can you access it? What is the … Continued

If you’re contemplating investing a lump sum, it’s natural to ask, is now the right time? Pare it back, and there are really two questions here: Am I ready to invest? Are the markets ready for me? Let’s take them in reverse order. 1. Are markets going to go up? Short-term, this is impossible to … Continued

I have a lump sum of €45,000 that I want to invest. I don’t want to leave it in the bank. I’m going to get advice, but I’m just curious as to whether to invest it all in one go, or in smaller amounts over a longer timeframe? Are there benefits or risks to both? … Continued

Leaving money in the bank is sometimes said to be the risk-free choice.  But in fact, keeping your savings in cash does carry risk.  Here are some questions to think about if all your wealth is in cash. How safe is your money? As the recession taught us, Irish banks and credit unions aren’t invincible.  … Continued

We’ve been living in a low-interest and low-inflation world for a decade or more now.  But markets have started to consider that things might change.  What does that mean for investors and savers in Ireland? First, let’s be positive.  Inflation – if it comes – offers opportunities and risks for investors. Why are markets re-considering … Continued

Whether it’s cryptocurrency or rare metals, social housing funds or peer-to-peer lending, many new types of asset have become investible as part of your portfolio in recent years. One new entry is funds which buy up royalty rights for music. Is it time to get creative with part of your portfolio? The pioneer in this … Continued